Website Terms &
Conditions of Use
GENERAL
By accessing and using this website, you agree to these Terms and Conditions of Use (“Terms”). Please exit the website if you are not in agreement with these Terms and Conditions.
This website is owned and operated by:
- Quicksure (Pty) Ltd (Registration No. 1999/024616/07), an authorised Financial Services Provider (FSP No. 16902); and
- Quicksure Commercial (Pty) Ltd (Registration No. 1999/016107/07), an authorised Financial Services Provider (FSP No. 16903),
(collectively referred to as “QUICKSURE”, “we”, “us” or “our”).
QUICKSURE operates as an underwriting management agency and intermediary in the South African short-term insurance industry.
FINANCIAL SERVICES DISCLAIMER (FAIS)
The content on this website is provided for general information purposes only and does not constitute financial advice as contemplated in the Financial Advisory and Intermediary Services Act, 2002 (“FAIS”).
No information contained on this website should be construed as advice, a recommendation, or a proposal that any particular financial product is appropriate for your specific needs.
Any insurance quotation generated via this website is:
- Indicative only;
- Subject to underwriting criteria, validation, and acceptance by the insurer; and
- Subject to the applicable policy terms, conditions, exclusions, and limits.
- No contract of insurance is created by the use of this website or the generation of a quotation.
Formal financial advice will only be provided by a duly authorised representative of QUICKSURE, and where applicable, a Record of Advice (ROA) will be issued in accordance with FAIS requirements.
Users are encouraged to seek independent professional advice before making any financial decisions.
Any reliance on information provided on this website is at the user’s own risk.
RELATIONSHIP WITH INSURERS
QUICKSURE acts as an intermediary and/or underwriting manager on behalf of licensed insurers, including but not limited to Old Mutual Insure Limited.
Insurance products are underwritten by the relevant insurer, and all policy benefits, terms, and claims obligations rest with the insurer.
USE OF THE WEBSITE
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of or restrict or inhibit the use and enjoyment of this website by any third party.
You may not:
- Use the website for fraudulent or unlawful purposes;
- Attempt to gain unauthorised access to any part of the website or related systems;
- Introduce viruses, malware, or harmful code;
- Interfere with or disrupt the functionality or security of the website;
- Copy, scrape, or extract data without prior written consent.
PRIVACY AND PROTECTION OF PERSONAL INFORMATION (POPIA)
QUICKSURE is committed to protecting your personal information in accordance with the Protection of Personal Information Act, 2013 (“POPIA”).
By using this website, you acknowledge and agree that:
- Personal information may be collected, processed, and stored for purposes including providing quotations, administering policies, and complying with legal and regulatory obligations;
- Such processing will be conducted in accordance with our Privacy Policy;
- You consent to the processing of your personal information as described.
- Personal information will be processed in a lawful and reasonable manner that does not infringe your privacy.
Users are encouraged to review our Privacy Policy for full details on how personal information is processed, stored, and protected.
ELECTRONIC COMMUNICATIONS (ECTA)
By using this website and submitting information electronically, you:
- Consent to receiving communications electronically;
- Acknowledge that electronic communications are legally binding;
- Accept that records generated electronically may be used as evidence.
DISCLAIMER AND LIMITATION OF LIABILITY
While QUICKSURE makes reasonable efforts to ensure that the content of this website is accurate and up to date, no warranties or representations are made regarding the accuracy, completeness, or reliability of any information.
Use of this website is entirely at your own risk.
To the fullest extent permitted by law:
- QUICKSURE shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, this website;
- QUICKSURE does not warrant that the website will be uninterrupted, error-free, or free from viruses or harmful components.
INDEMNITY
You agree to indemnify and hold harmless QUICKSURE, its directors, employees, and agents against any loss, damage, liability, or expense arising from:
- Your use of the website;
- Your breach of these Terms;
- Your violation of any applicable laws or third-party rights.
AVAILABILITY AND INTERRUPTIONS
QUICKSURE does not guarantee continuous or uninterrupted access to the website. The website may be suspended, withdrawn, or restricted without notice for maintenance, upgrades, or other reasons.
THIRD-PARTY LINKS
This website may contain links to third-party websites for convenience.
QUICKSURE:
- Has no control over such websites;
- Does not endorse or accept responsibility for their content;
- Shall not be liable for any loss arising from their use.
INTELLECTUAL PROPERTY
All content on this website, including but not limited to text, graphics, logos, icons, designs, and software, is the property of or licensed to QUICKSURE.
Users may:
- View, download, and print content for personal, non-commercial use only.
Users may not:
- Reproduce, distribute, modify, or exploit content for commercial purposes without prior written consent.
No licence or right is granted in respect of any intellectual property unless expressly stated.
LINKING TO THIS WEBSITE
Linking to this website is permitted only with prior written consent from QUICKSURE. Framing or embedding of this website is strictly prohibited without authorisation.
VARIATION OF TERMS
QUICKSURE reserves the right to amend these Terms at any time without prior notice.
Continued use of the website after such changes constitutes acceptance of the updated Terms.
GOVERNING LAW AND JURISDICTION
These Terms are governed by the laws of the Republic of South Africa.
You consent to the exclusive jurisdiction of the High Court of South Africa (Gauteng Division) in respect of any dispute arising from the use of this website.
CONTACT DETAILS
For any queries relating to these Terms, please contact QUICKSURE via the contact details provided on this website.